Trading Insights for Nigerian Investors
Tax optimization strategies, investment guides, and market analysis tailored for the Nigerian market.
Market Analysis
NGX Extends Trading Hours to 4 PM: What the Longer Session Means for the Whole Market
On April 27, 2026, NGX trading hours expand from 09:30–14:30 to 09:00–16:00 WAT. What it costs brokers, PFAs, CSCS, listed companies, and foreign investors, and which of those costs lands in your account.
Apr 22, 202625 min read
Journaira Team
Market Analysis
NGX Fear and Greed Index: What Market Sentiment Tells Nigerian Investors
A composite sentiment indicator built from real NGX data, covering market breadth, ASI momentum, volume trends, and sector breadth. How to read it and what to do with the signal.
Apr 5, 202611 min read
Journaira Team
Market Analysis
Nigeria's T+1 Settlement Cycle: What Changes for Your Money on May 29
Nigeria moves to T+1 settlement on May 29, 2026, becoming the first major African exchange on one-day settlement. How other markets fared, who benefits, and what could go wrong.
Mar 19, 202614 min read
Journaira Team
Market Analysis
Fixed Income vs Equities in Nigeria: Which Actually Beats Inflation?
Treasury bills yielded 19–21% while the NGX returned 51% in 2025, but inflation complicates the picture. A data-driven comparison of Nigerian asset classes and their real returns.
Mar 4, 202612 min read
Journaira Team
Market Analysis
NGX Sector Performance 2025: Where Nigerian Investors Made and Lost Money
The NGX All-Share Index returned 51.19% in 2025, but sector returns ranged from +129% to -1.5%. A data-driven breakdown of what actually happened across Nigerian stock market sectors.
Mar 4, 202622 min read
Journaira Team
Guides
How to Import Contract Notes into Journaira: A Step-by-Step Guide
A complete walkthrough for importing your Nigerian broker contract notes into Journaira — from understanding what a contract note is, to uploading it and seeing your trades appear automatically.
Feb 22, 202621 min read
Journaira Team
Investing
Why Every Nigerian Trader Needs a Trading Journal
Most Nigerian traders track profits but not process. A trading journal reveals the patterns behind your wins and losses — and it might be the one habit that separates consistent traders from everyone else.
Feb 22, 202617 min read
Journaira Team
Tax
Nigerian Capital Gains Tax 2025: The Complete Guide for Investors
Everything Nigerian investors need to know about Capital Gains Tax under the 2025 Finance Act — dual thresholds, FIFO calculations, exemptions, and how to stay compliant.
Feb 15, 202612 min read
Journaira Team
Investing
Real Returns After Inflation: What Nigerian Investors Actually Earn
Your portfolio shows 25% gains, but after inflation your real return might be just 5%. Learn how to calculate inflation-adjusted returns and why it matters for Nigerian investors.
Feb 12, 20269 min read
Journaira Team
Guides
Nigerian Stock Brokers Compared: A 2026 Guide for Investors
An honest comparison of Nigeria's top stock brokers — fees, platforms, customer support, and which ones let you import trades into a journal automatically.
Feb 8, 202612 min read
Journaira Team
Tax
Tax-Loss Harvesting for Nigerian Investors: A Practical Guide
Learn how to use investment losses strategically to reduce your Capital Gains Tax liability under Nigeria's 2025 Finance Act dual threshold system.
Feb 5, 202610 min read
Journaira Team
Tax
FIFO vs LIFO: Understanding Nigeria's Required Cost Basis Method
Nigeria mandates FIFO (First In, First Out) for calculating capital gains on securities. Learn what this means, how it works, and see worked examples with Nigerian stocks.
Feb 1, 20268 min read
Journaira Team